There are so many cropping options for fall: with skinnies, boyfriend jeans, over-sized sweaters over dresses – and here; paired with a pencil skirt. The skirt is past season but a similar one is here. The sweater is from Banana Republic and a similar one is here (on sale!) The long sleeve t-shirt is from JCrew and can be found here and the pearls are also from JCrew, found here.